Offer vs. offer · state vs. state
Compare Take-Home Pay
Put two job offers — or the same salary in two states — side by side and see which one actually puts more in your account.
Break-even salaryEvery tax lineShareable link
Filing status
401(k)0%
Offer A27.7% tax rate
$
Take-home per year
$72,319
- Federal income tax$13,170
- Social Security$6,200
- Medicare$1,450
- California income tax$5,561
- CA SDI$1,300
Difference+$6,861Offer B takes home more per year
To match Offer A's take-home in Texas you'd need $90,247.
Offer B20.8% tax rate
$
Take-home per year
$79,180
- Federal income tax$13,170
- Social Security$6,200
- Medicare$1,450
Where the money goes (per year)
A · California$100,000 gross
B · Texas$100,000 gross
California vs Texas →
The classic move — how much does no state income tax really add?
California vs Washington →
Tech salaries: CA income tax vs WA Cares and PFML.
Illinois vs Florida →
A flat 4.95% vs no income tax at all.
Frequently asked questions
How do I compare two job offers after tax?+
Enter each offer's salary and state. The calculator applies 2026 federal withholding, Social Security, Medicare and each state's income and payroll taxes, then shows the take-home difference per paycheck and per year.
What salary do I need to keep the same take-home pay after moving?+
When the two offers are in different states, the middle card shows the salary Offer B needs to match Offer A's take-home pay exactly.
Does this include cost of living?+
No — it compares taxes only. Rent, insurance and other costs vary much more between cities than taxes do, so treat this as one input in your decision.