Raise formulas
- New salary = current salary × (1 + raise %)
- Raise % = (new salary − old salary) ÷ old salary
- Extra per paycheck = raise ÷ number of paychecks (26 if biweekly), before tax
Why your paycheck grows less than the raise
Your raise lands on top of your existing income, so all of it is taxed at your marginal rate — federal bracket plus 7.65% FICA plus any state tax. That's why a 5% raise on $70,000 in California is worth about $2,109 after tax, not $3,500.
Negotiating a raise
Anchor the conversation on market pay for your role and location, and translate the ask into what it means per paycheck. Use the job-offer comparison if a raise comes with a move.
